Gulfstream Title home

Residential & Commercial Title Insurance

6361 Presidental Court
Suite 101
Ft. Myers, FL 33919

Ph: (239) 466-3590
Fax: (239) 466-6527


FAQ's (Frequently Asked Questions)

  1. What is Title Insurance?
    It is a one time payment for insurance which provides lenders and/or owners with good, clear, marketable title.
  2. Why do I need it?
    Your lender will require it for mortgage transactions. On cash deals, it provides peace of mind against title defect claims.
  3. What is a defect in title?
    It is a problem which results in the property being non-conveyable.
  4. What do I look for when choosing a
    Title Company?
    Experience, knowledge of the state laws, reliability of the underwriter, attention to detail, and efficiency are necessary requirements.
  5. Who pays for the Title Insurance?
    It will depend upon the county in which the property is located. On a purchase/sale, refer to your real estate contract. On a refinance transaction, charges will be paid by the borrower.
  6. Who sets the prices charged for
    Title Insurance?
    They are promulgated rates set by the State of Florida. Settlement fees will vary depending upon the lender or Title Company.
  7. What comprises Settlement Fees?
    Recording fees, documentary stamps, intangible taxes, lender fees, title charges and brokerage related fees.